Terms & Condition

Last updated: 26/07/2025

Welcome to Modern Frugalist (the “Website”). By accessing or using this site, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use the website.

1. Use of Content

All content on this website — including blog posts, guides, graphics, and downloads — is for informational and educational purposes only. It is not intended to be financial, legal, or professional advice. You are solely responsible for how you use this information.

2. Intellectual Property

All content and materials on Modern Frugalist are the property of the website owner unless otherwise stated. You may not reuse, republish, or redistribute any content without written permission.

3. Affiliate Disclosure

Modern Frugalist may participate in affiliate marketing and may earn a commission on products or services recommended through affiliate links. This comes at no extra cost to you and helps support the blog.

4. User Conduct

You agree not to use this site:

For unlawful, abusive, or fraudulent purposes
To distribute spam, malware, or harmful software
To attempt to gain unauthorized access to any part of the site or servers

We reserve the right to block users or remove comments at our discretion.

5. External Links

This website may contain links to third-party sites. We are not responsible for the content, privacy policies, or practices of any external sites linked to or from Modern Frugalist.

6. Disclaimer

The information provided on this site is based on personal experience, research, and opinion. While we strive for accuracy, we make no guarantees regarding the results you may experience from following any advice or recommendations.

You should always consult a certified financial professional for personalized guidance.

7. Limitation of Liability

Modern Frugalist and its team shall not be liable for any damages arising from your use of this website, including but not limited to direct, indirect, incidental, or consequential damages.

8. Changes to These Terms

We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Your continued use of the site after changes are posted constitutes your acceptance of those changes.

9. Contact

If you have any questions about these Terms, please contact us at:
📧 hello@modernfrugalist.com